Chime is an award-winning mobile banking app and debit card
*Fee-free overdraft up to $100 for eligible members
*Get paid up to 2 days early with direct deposit
*No hidden bank fees
*Grow your savings automatically
*Signing up takes 2 minutes
Chime has 200,000+ 5-star app reviews
Fee-free over draft
overdraft fees at traditional banks cost Americans an average of $250 a year. At Chime, we do things differently. We will allow you to overdraw up to $100 on debit card purchases without charging a fee.
Get your paycheck early
Set up direct Deposit and receive your paycheck up to 2 days earlier than your co-workers!
Say goodbye to unnecessary bank fees.
No overdraft fees. No minimum balance requirements. No monthly service fees. No foreign transaction fees. No transfer fees. Over 38,000 fee-free Money Pass and Visa Plus Alliance ATM.
Grow your savings, automatically.
Reach your goals faster by saving money automatically. Our Automatic Savings features help you save money any time you spend or get paid.
Security and control on the go.
Chime's mobile app makes branch less banking a breeze. Manage your money and account on the go, wherever you go.
* Your deposits are insured up to $250,000 through The Bancorp Bank or Stride Bank; Member FDIC.
*Visa's Zero- Liability Policy protects all unauthorized purchases
*Over 38,000 fee-free ATM and 30,000 cash-back locations
*Real time alerts for every banking transaction
*Automatic savings takes the effort out of saving
*No minimum, monthly, or overdraft fees
Chime Card is a Re loadable Prepaid Debit Card that has a logo of Visa on it. Since t is a debit card, you can withdraw cash at an ATM and get cash back with a purchase where available. But the main feature of the card is that you can earn instant Cash Back when you make qualifying purchases with the card.
Differences between Chime Debit card vs. Prepaid Debit cards
*Chime debit card is linked to your bank account and a prepaid card is not
*Chime has no hidden fees associated with their debit card, Prepaid cards charge fess for certain services, including, ATM withdrawals and transferring funds
*Chime app has 150,000+ 5-Star reviews, Prepaid cards offer mobile apps that allow you to manage many financial tasks, like depositing checks, paying bills and viewing your transaction history.